NFU Mutual Smallholding Insurance

Author Topic: Where are all the affordable smallholdings!?  (Read 5947 times)

mariegold

  • Joined Jan 2013
Re: Where are all the affordable smallholdings!?
« Reply #15 on: June 15, 2016, 04:26:00 pm »
Mmmm so much to think about! I'm hoping to do a sort of community supported dairy thing so would need to live within a short distance of an 'alternative' type town where people would be interested in investing in local food (and where people can afford to pay for it!).

Obviously i cant just rock up somewhere and expect the locals to support me and my smallholding dreams but I'm hoping to join in with the community and wriggle my way in....

I have considered France but I cant speak a word of french and really like the British weather too much.

My o/h works in homelessness so would be good to be within an hours drive of a city.

I am thinking that Alston, Cumbria could tick all the boxes. But its such a big move! Did most people on here just up sticks and take a gamble? Or did you slowly get to know a place before diving in head first?

its an interesting idea about properties with agri ties... i will look into this!
Voss Electric Fence

SallyintNorth

  • Joined Feb 2011
  • Cornwall
  • Rarely short of an opinion but I mean well
Re: Where are all the affordable smallholdings!?
« Reply #16 on: June 15, 2016, 05:51:25 pm »
Mmmm so much to think about! I'm hoping to do a sort of community supported dairy thing so would need to live within a short distance of an 'alternative' type town where people would be interested in investing in local food (and where people can afford to pay for it!).



Hexham a bit more well-to-do, of course.  But prices near Hexham steeper.  Nenthead has a thriving community shop, but from Alston through to and including Weardale is a relatively deprived area.  You might need to think farmers' markets in the more well-to-do locales ;)

Also, consider the issue of your OH getting to work in the winter.  When you visit the moors around Alston, you'll see coloured poles sticking up alongside the roads - they give the line of the road when the snow is lying ;)

Not trying to put you off, just making sure you have your eyes open!
Don't listen to the money men - they know the price of everything and the value of nothing

Live in a cohousing community with small farm for our own use.  Dairy cow, beef cattle, pigs, sheep for meat and fleece, ducks and hens for eggs, veg and fruit growing

Dans

  • Joined Jun 2012
  • Spalding
    • Six Oaks
    • Facebook
Re: Where are all the affordable smallholdings!?
« Reply #17 on: June 16, 2016, 10:28:28 am »
We upped sticks and moved from Scotland to Lincs but before that we upped and moved from London to Scotland and we've moved like that before.

If you're looking into ag ties then contact the planning department of the area you're interested in and explain what you want to do and see if they have advice. You're unlikely to get a yes that is fine or a no that doesn't fit but you will get a feel for how they interpret the ties.

Dans
9 sheep, 24 chickens, 3 cats, a toddler and a baby on the way

www.sixoaks.co.uk

www.facebook.com/pg/sixoakssmallholding

www.goodlife.sixoaks.co.uk

Marches Farmer

  • Joined Dec 2012
  • Herefordshire
Re: Where are all the affordable smallholdings!?
« Reply #18 on: June 16, 2016, 01:14:42 pm »
Have you tried thesmallholdingcentre website?

mariegold

  • Joined Jan 2013
Re: Where are all the affordable smallholdings!?
« Reply #19 on: June 17, 2016, 10:16:12 am »
All good advice, thanks very much.

I have tried the smallholdingcentre website but they are all in south west wales and as lovely as it is around there, I fancy a change!

I wonder if I should look into buying a house and land separately, maybe within a mile of the house. Is anyone else doing this? I would have to find somewhere with a barn and water etc... but I guess it might be cheaper.

 :fc:

Anke

  • Joined Dec 2009
  • St Boswells, Scottish Borders
Re: Where are all the affordable smallholdings!?
« Reply #20 on: June 17, 2016, 03:16:09 pm »
Have you looked into building plots with land? That is what we did, although that was over 12 years ago now... Took us two years to build the house and of course we did not have any buildings on the land, no fences etc and this can work to your advantage or not...

Having your animals away from the home is also going to give you some problems - security for example, time spent going there and back and we do have snow in the North... sometimes rather a lot of it.

Roxy

  • Joined May 2009
  • Peak District
    • festivalcarriages.co.uk
Re: Where are all the affordable smallholdings!?
« Reply #21 on: June 18, 2016, 02:35:40 pm »
We live in an expensive area ....easy travel to Manchester and Sheffield, probably why.  We sold our farm, and now live in a tiny cottage..  Own two parcels of land, can see some from the house.  Had we bought house with the 20 acres, it would have been £800,000 plus not £300,000

Toots

  • Joined Dec 2014
  • Flintshire, North Wales
Re: Where are all the affordable smallholdings!?
« Reply #22 on: June 21, 2016, 08:27:44 am »
We were in a very similar position, we wanted a smallholding but were priced out of the market because we are self employed and could not get a mortgage. Our budget was no more than £140,000 and we realised very quickly that we had little chance of success, a house and land for that did not look hopeful.

But then we started to think outside the box. If we could not get a mortgage to increase the budget could we get a loan? We managed to get two short term loans for £25,000 each, increasing our budget to £190,000 but still not enough to buy anywhere we looked at. So, we looked into buying just the land and doing the field to farm route, I could not convince myself it was achievable given the potential planning issues for our area, North East Wales. We thought about buying land withing 3 miles of our exsisting home but nothing really ever came on the market.

So we started to believe it was something that only others would achieve, everything we looked at was well over £300,000. Then we struck on an idea that gave us a chance to make it happen. Old pubs, you see lots closing being converted into houses. Could any of those have land attached? I signed up to two specialist websites, Fleurets and Christie & Co and within a few minutes found where I am posting this from, a 300 year old stone built 4 bedroom pub with 3.5 aces in a small hamlet, all for the grand total of £175,000. The house across the road was built around the same period and has no land and sold for £420,000 3 years ago.

It took a good deal of educating myself on the subject of planning for residential use and how not to pay the vat on commercial properties but that was only time missing alot of telly at night trawling the internet.

mariegold

  • Joined Jan 2013
Re: Where are all the affordable smallholdings!?
« Reply #23 on: June 21, 2016, 12:43:54 pm »
Wow Toots! That's very impressive! I will try this route myself.

Thanks everyone for your thoughts and suggestions so far. We are heading up to Cumbria next weekend to look at a  few.....

I'm wondering if we might have to move into rented for a while, so we are not tempted into rushing into something we might later regret! Not that i can find anywhere that will take two humans, a dog, a cat and 6 goats.....

doganjo

  • Joined Aug 2012
  • Clackmannanshire
  • Qui? Moi?
    • ABERDON GUNDOGS for work and show
    • Facebook
Re: Where are all the affordable smallholdings!?
« Reply #24 on: June 21, 2016, 02:31:22 pm »
Wow Toots! That's very impressive! I will try this route myself.

Thanks everyone for your thoughts and suggestions so far. We are heading up to Cumbria next weekend to look at a  few.....

I'm wondering if we might have to move into rented for a while, so we are not tempted into rushing into something we might later regret! Not that i can find anywhere that will take two humans, a dog, a cat and 6 goats.....
Where are you - might be someone on here you could rent from short term
Always have been, always will be, a WYSIWYG - black is black, white is white - no grey in my life! But I'm mellowing in my old age

mariegold

  • Joined Jan 2013
Re: Where are all the affordable smallholdings!?
« Reply #25 on: June 21, 2016, 02:39:33 pm »
We are in Stroud, Gloucestershire but my o/h has just heard he has an interview near Newtown, Wales this week! So if he gets the job we will need to focus our search near there.

 :wave:

waterbuffalofarmer

  • Joined Apr 2014
  • Mid Wales
  • Owner of 61 Mediterranean water buffaloes
Re: Where are all the affordable smallholdings!?
« Reply #26 on: June 21, 2016, 03:28:27 pm »
Newtown shouldn't be too bad for properties to rent. It might be worth going around the local estate agents and they will be able to put you in touch with anyone who has anything available. All the best! :thumbsup:
the most beautiful people we have known are those who have known defeat, known suffering, known struggle, known loss and have found their way out of the depths. These persons have an appreciation, a sensitivity and an understanding of life that fills them with compassion, gentleness, loving concern.

in the hills

  • Joined Feb 2012
Re: Where are all the affordable smallholdings!?
« Reply #27 on: June 21, 2016, 04:48:11 pm »
We are between Newtown and Welshpool and moved here 7 years ago from the Midlands. Moved with 2 young children, 2 dogs, old cat, chickens, house rabbits, fish and stick insects! What a job it was to transport everyone!

Absolutely love the area and our wonderful neighbours.

Pm me if you want to know anything about the area.

 

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