We had him on as the third Driver on NFU policy, he has his own vehicle as well so he was an occasional driver on the NFU policy. We originally wanted to put him on it for a week, as my husband wasn't able to drive for a bit and I'm useless with the trailer. They worked out that it wasn't that much more just to add him to the policy for the rest of the year.
I wonder if they're using different underwriters this year as our quote was so expensive and they won't even quote to add a 22 year old to your policy.