Suzieque we definitely know where your coming from,
We ran out of money over the winter, got ourselves just about floating again and thought we'd have to give in and take a mortgage out, so we own our place, a barn with planning to convert, we own a posh caravan site with oak lodges on, we only own 2 of them (approx. 140k each), so we have an income from the site (quite good), we have rental properties back in the Midlands income is quite good and a couple of months ago I took a part time job on that pays me approx. £24k a year so we applied for a mortgage answer = NO
We only wanted about £50k