Author Topic: Insurance for selling at gate  (Read 3892 times)

rockstar

  • Joined Jan 2012
  • powys
Insurance for selling at gate
« on: January 17, 2014, 08:01:33 pm »
What are the policies for insurance for selling produce at farm gate (honesty box),Does a standard public liability insurance cover little mishaps such as someone tripping over,or with todays make a claim culture for something ridiculous like slipping on a broken egg or poking them selves in the eye with a carrot?? :-J

Roxy

  • Joined May 2009
  • Peak District
    • festivalcarriages.co.uk
Re: Insurance for selling at gate
« Reply #1 on: January 17, 2014, 09:51:37 pm »
I don't have insurance for my egg sales.....the buyers are actually standing on the lane when they buy my eggs - so perhaps they could claim off the Council?!!

katie

  • Joined Feb 2008
  • worcs
Re: Insurance for selling at gate
« Reply #2 on: January 17, 2014, 09:56:26 pm »
We've got public liability for all our sales, including selling from the gate. It's useful to have and a necessity if you're going to maybe sell at farmers' markets or similar in the future.

fiestyredhead331

  • Joined Sep 2012
  • NW Highlands
    • Facebook
Re: Insurance for selling at gate
« Reply #3 on: January 20, 2014, 07:16:02 pm »
Maybe it depends on what you sell 'over the gate'?
We have market traders liability insurance to cover us for markets etc
keeper of goats, sheep, pigs, ducks, chickens, turkeys, dogs, cats, goldfish and children, just don't ask me which is the most work!

hughesy

  • Joined Feb 2010
  • Anglesey
Re: Insurance for selling at gate
« Reply #4 on: January 20, 2014, 07:32:02 pm »
We've got public liability to cover us at markets but I don't think it covers any other sales activity.

rockstar

  • Joined Jan 2012
  • powys
Re: Insurance for selling at gate
« Reply #5 on: January 20, 2014, 07:42:13 pm »
Thanks for the replies,my son only wants to make a little pocket money by selling eggs,veg, and some small bags of firewood.I have a small holders insurance for the likes off taken animals to slaughter or breaking out onto highway,but if I need to add cover for selling produce there wont be money to be made. :-J

Roxy

  • Joined May 2009
  • Peak District
    • festivalcarriages.co.uk
Re: Insurance for selling at gate
« Reply #6 on: January 21, 2014, 12:35:26 pm »
Every farm I pass round here is selling eggs, honey, firewood, plants etc. at the gate - like you say, if we all had to have insurance, we may as well not sell anything.  Just a thought - if there is a shop nearby, they may not like "competition"  as such and inform the Council.  I have been selling eggs for years at the gate, and never had any problems (except for ladies falling out over the last box of eggs a few times!!)

 

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