Author Topic: Pet Insurance (Read 3096 times)

Buffy the eggs layer · « **on:** March 02, 2012, 05:21:32 pm »

Hi

I recently got one months free insurance for my cats and the insurer (Petplan) are keen to continue to provide me with insurance.

The cheapest lifetime policy will cost about £9 per month per cat and covers me for things that I will never need such as £1500 for the cats death or theft, £1000 for compimentary therapies ,£1500 reward money and £1500 for quarentine or loss of papers.

If I had a couple of very expensive pure breeds, show cats or breeding stock then this level of cover might be appropriate. I really only need enough to insurance to cover medical treatment in the event of illness or accident.

Do you have insurance for ex stray / farm cats and if so how much does it cost?

Buffy

little blue · « **Reply #1 on:** March 02, 2012, 06:20:06 pm »

none of our cats are insured, after the free period.
The most we've spent is £300 (approx) for the op & extensive after care & drugs for a mangled tail removal/repair.
Flea treatment etc costs a bomb, but that isn't covered!

I think £9 is pretty good in terms of cat insurance...
but could you spare that to put in a savings account just in case of one of them needed treatment?

If they're microchipped, then that company should help if they go missing, with posters, databases etc.

hth

MikeM · « **Reply #2 on:** March 03, 2012, 07:34:23 am »

we've never insured our moggies and all told the pair of them have cost us about £150 over 8 yrs. Most of that was a ridiculously expensive consultation for our tom when we lived in Herts.
However, we recently had to have one of our kittens kept in for 2 nights due to a virus (she needed a drip putting in etc), that set us back £260. We are looking at getting insurance for all of them now (tho I suspect our 14 yr old tom will be expensive to insure).

Mammyshaz · « **Reply #3 on:** March 03, 2012, 02:44:04 pm »

Have you spoken to a pet plan advisor about cheaper insurance without complimentary therapies, reward money etc. Often insurance companies can arrange something cheaper to fit your preferred cover. If not then ph around a few, just like car or house insurance, barter with them, they want your custom even if it is less than first offered rather than you go elsewhere.