Author Topic: Landlord's Insurance ... a joke  (Read 25171 times)

Sandy

  • Guest
Re: Landlord's Insurance ... a joke
« Reply #15 on: June 17, 2011, 11:50:54 pm »
SHes on Facebook, I saw the same photos of 2 Labs, maybe some one could friend her!!!!

SallyintNorth

  • Joined Feb 2011
  • Cornwall
  • Rarely short of an opinion but I mean well
    • Trelay Cohousing Community
Re: Landlord's Insurance ... a joke
« Reply #16 on: June 18, 2011, 01:20:03 am »
Ps. She's got the Accredited Breeder logo on her website, but if you read her site she says she doesn't agree with it - I wonder why  >:( >:(

If you read her page about that, near the end it says,

"WE were accrediated breeders but when we noticed how many puppy farmers had joined the scheme we left in disgust. Many accrediated breeders will tell you the Kennel Club inspector has been and inspected their premises and dogs......what they won't tell you is they get approximately 2 weeks notice of the impending visit. Anyone even a puppy farmer can get things in order ready for an inspection with 2 weeks notice.

We do not insult our puppy buyers with fancy accrediated breeder folders but we do allow you to have a puppy who has been raised to the very highest standards and has been microchipped and had his / her first vaccination. We also leave it to our buyers to inspect our premises and let us know how well we are doing.

Maybe one day when the scheme  has raised its very low standards we will rejoin but until then we know that we are doing a great job."
Don't listen to the money men - they know the price of everything and the value of nothing

Live in a cohousing community with small farm for our own use.  Dairy cows (rearing their own calves for beef), pigs, sheep for meat and fleece, ducks and hens for eggs, veg and fruit growing

Hilarysmum

  • Joined Oct 2007
Re: Landlord's Insurance ... a joke
« Reply #17 on: June 18, 2011, 08:00:16 am »
S sorry for the awful thing BUT fight the insurance company.  Dont take no for an answer.  Its cheaper for them to settle eventually than to keep continually answering your letters, following up etc.  Also as you say WHAT are you insured for.

Bombard them with letters from the bottom up, recorded to the man at the top and have a chat with the insurance ombudsman.  If all else fails try watchdog and You and Yours on Radio 4.

jaykay

  • Joined Aug 2012
  • Cumbria/N Yorks border
Re: Landlord's Insurance ... a joke
« Reply #18 on: June 18, 2011, 08:31:41 am »
That's good advice re the insurance. I gather they're told, in some offices, to refuse all significant claims - and most people give up, making big profits for the insurance company  ::) so don't make life easy for them - I think the consumer organisations are a good idea  :)

tizaala

  • Joined Mar 2011
  • Dolau, Llandrindod Wells,Powys
Re: Landlord's Insurance ... a joke
« Reply #19 on: June 18, 2011, 08:47:19 am »
She may not be in the breeder scheme , but are the pups KC registered? . if so look on the KC website. she may have changed her address with them because she has to renew her membership and affix.

Sandy

  • Guest
Re: Landlord's Insurance ... a joke
« Reply #20 on: June 18, 2011, 08:58:04 am »
I suppose the trouble is, if/when we/you find her, not sure what can be done anyway other than alert RSPCA or SSPCA.
I looked as I bet others have, at links to her name and noticed a Facebook link of some one who had not paid for a picture or similar, I bet they are always on the move and are clever at covering thier tracks, she has loads of Facebook friends with Labradors though. If I were  you my head would be buzzing with ways to get her and I actualy dreamt about her and the dogs last night, the power of the tinternet aye!!!!!

shearling

  • Joined Mar 2011
Re: Landlord's Insurance ... a joke
« Reply #21 on: June 19, 2011, 08:16:43 am »
Have you thought about trying a private detective? I know it would mean more outlay for you, but if they found her  ::). Also if the utilities were in her name she would have to change them, ditto bank.

Bionic

  • Joined Dec 2010
  • Talley, Carmarthenshire
Re: Landlord's Insurance ... a joke
« Reply #22 on: June 19, 2011, 03:12:54 pm »
I have been watching all of this with interest and horror.  My OH has a couple of properties that he rents out. Your story is so bad I couldn't even bring myself to tell him about it.

With regards to the private detective I am not sure what benefit it would be to you.  I think you had said the woman was on benefits so even if you find her the likelihood of you getting any money out of her is slim and you would need to pay the private detective into the bargain.

I agree with others fight the insurance company. What do they think you have been paying your insurance premiums for?

Wishing you all success

Sally






Life is like a bowl of cherries, mostly yummy but some dodgy bits

waterhouse

  • Guest
Re: Landlord's Insurance ... a joke
« Reply #23 on: June 19, 2011, 09:02:41 pm »
Don't be fobbed off.

A crime has been committed.  If the police won't take it seriously file a formal complaint and copy your MP.

You had insurance for which you paid a premium.  Be persistent and send letters: phone monkeys are trained to get claims to fizzle out. 

jaykay

  • Joined Aug 2012
  • Cumbria/N Yorks border
Re: Landlord's Insurance ... a joke
« Reply #24 on: June 19, 2011, 09:07:34 pm »
Quote
You had insurance for which you paid a premium.  Be persistent and send letters: phone monkeys are trained to get claims to fizzle out.
I think this is the most likely way to get you some money back - she's unlikely to have any even if you can sue her as people have pointed out.
Finding her just allows you to get the Environmental Health people to shut her down - and possibly bring her to the attention of the RSPCA and the Police, with respect to the cruelty.

I asked my ex-bobby husband about criminal damage and he says it's a civil debt (even the damage) so would have to be pursued via the courts or insurance company.
« Last Edit: June 19, 2011, 09:09:15 pm by jaykay »

shearling

  • Joined Mar 2011
Re: Landlord's Insurance ... a joke
« Reply #25 on: June 19, 2011, 09:42:38 pm »
I totally agree with fighting the insurance company but if she is getting benefits is she declaring the payments for her puppies? Given what she has done to you and my PM I suspect not. I am sure the Inland Revenue and the benefits agencies would be interested about possible fraud. You need to push hard to get your dosh, but also this 'person' needs to be shut down from what she has done to the animals she had/has in her 'care'. I only suggested the gum shoe so that you know where she has moved to - but your best bet would be alerting one of the authorities that get dosh from us or give its out

lill

  • Joined May 2011
Re: Landlord's Insurance ... a joke
« Reply #26 on: June 20, 2011, 06:59:39 pm »
Hi Lynne,
Just read this, a good going over with a hard object springs to mind here, getting the house sorted out at your own expense makes you consider if there is anyone out there that you can trust. Have you thought about a family member next time. Yes you can never get the years back that you both spent on the garden. But please remember this "what goes round comes round" as the ungreatful bitch will eventually get her comeupence, then and only then will she know how you both feel. :-*

Sandy

  • Guest
Re: Landlord's Insurance ... a joke
« Reply #27 on: June 20, 2011, 11:46:33 pm »
Sadly people like her have nothing to loose and no respect, she has most likley done it before and will do it again, she must be selling her pups still, but she could be anywhere in the UK.  It would be nice to find her but like we all know, you will not get your money but you will get some satisfaction at least!!

Beewyched

  • Joined Feb 2011
  • South Wales
    • tunkeyherd.co.uk
Re: Landlord's Insurance ... a joke
« Reply #28 on: June 21, 2011, 09:02:30 pm »
Thanks for your supportive & helpful messages  :bouquet:

Sandy - we have managed to find where she has gone, full address too, & we have sent it to the Police, RSPCA, Pets as Therapy, Guidedogs & our insurance company (though don't know if they'll do anything  ::) ).

Despite the claims she makes on her website, Pets as Therapy have never heard of her & they are notifying their Chief Exec with regards to taking action, the Police (who do not have any dogs from the Devonelite "Kennels" working with them) are liaising with the RSPCA about welfare concerns, I'm still waiting for a response from the Guidedogs.  So - Lillian, it'll come round a lot quicker than she may think!
Tunkey Herd - registered Kune Kune & rare breed poultry - www.tunkeyherdkunekune.com

shearling

  • Joined Mar 2011
Re: Landlord's Insurance ... a joke
« Reply #29 on: June 21, 2011, 09:07:37 pm »
An excellent start  have you considered the Vat man etc?  :dog:

 

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