I've been looking for smallholding insurance. I've posted here before about it I'm sure!
Greenlands have come across as pretty reasonable in comparison to some others. Their website has an FAQ sidebar, one of which is whether home buildings and contents can be included as an extra. It says yes, but: "Please note: If your home buildings and contents are insured as part of a specialist smallholding or small farm policy, then your existing sections of cover should be appropriate. However, if they are insured separately under a standalone household policy, then you might not be covered in the event of a claim. Therefore, we recommend that you contact your current provider for clarification and/or further advice."
I am reading this as if you insure your home (building and contents) separately from the smallholding side of things (outbuildings, livestock, liabilities etc) that it might not be valid? Or would inhibit your ability to claim?
Am I getting the wrong end of the stick? If I add their home insurance on to the smallholding insurance as an extra the price is pretty high; much higher than if I go for a separate provider, so I don't really want to do that.