Maybe it depends where you drive it
. Perhaps the welsh rain and mud is more permeating than English rain and mud, I dunno.
I've had callipers seize ... and they don't stock those particular ones in the UK, so they had to come from Germany or something, and no one makes aftermarket ones either. They cost an arm.
Then I had a duff shock absorber, most likely from the awful potholed roads around here, again no aftermarket one available. That cost a leg.
Cam belt changes - just had my second. Got quotes from non-dealers and they were more expensive than the dealer. Exceedingly complicated design of the engine means it takes ages to do. So that was the other arm and the other leg!
Exhaust and brakes costs have all been average though.