I remember my eldest, born in 1973, she wanted some designer trainers so i said she needed to get a job and save for them, she did and she bought them but went off them..all my daughters new the value of money, my youngest was very frugal at school and used to sew her own tights up!!!! I have been so mad with the banks for lending people more money than they can re pay. I worked in Social Services and so many had loads of debut, they had several holidays a year, Sky or similar,the latest phone, car, fashion and most were on benefits and me in my well paid job had to budget!!! strange world in deed. I too think the credit crunch may help put peoples lives into perspective..I hope