I keep getting companies phoning me asking how I cope with my debts! I don't have any debts, I don't even have any money to spend most of the time so I'm hardly likely to have any debts - lets face it, the banks will only lend you money if you've already got some to start with - and if I did have debts I'd sort them out myself. I even got a text message to my mobile asking me to 'call this number urgently as we need to speak to you about your debts!! These people are so low. All this to get a bit of business. Well not from me - I've stopped answering the phone unless I recognise the number. Oh yes, BT!! Nearly forgot about them. They phone me up trying to sell me stuff at the most inopportune times - 6pm or thereabouts is normal for them - just as I'm dishing up the kids dinner. Makes me so MAD!