Just thought I would update for anyone who was interested, that I ended up with 17 bantam (ised, not true) chicks who do fit nicely under the 20 chick brooder. I thought that I would give them a try as an experiment in order to answer my own question. But I placed the incubator in a warm room rather than the usual utility room so that any chicks pushed to the edge wouldn't get too cold. And so that I could hear them shout in the night if they got too chilly.
So, 3 days after hatch they fit comfortably under it through the day and take up about 2/3 of it at night when they snuggle up tight. The novelty of the warm room will wear thin for me soon as their digestive system gets into full production, but I recon that the brooder will probably accommodate them for their first week , possibly slightly longer dependent of growth rate, feather development and ambient temp.
I could have got 20 under it as it turns out but only just really and not for long, so I still feel that 12 bantams is a good number for this size brooder but half that number if you are brooding LF or poults. .