[Rosemary]

Couldn't you buy the house, garage etc and then you'd be able to live on your land? If you put a fence through the garage, no-on eelse is going to want to buy it anyway 

[Declan]

Rosemary- you've hit on something there. We live next door to this- thats why we bought the land. But shafting the bank would be preferable to giving them more money to buy the house. Its always an option but I would like to see how far I can push the bank- they are already losing an absolute fortune as the previous guy had the house mortgaged for over £400k. The house is now sale agreed at £180k!!!

If I got it down to about £80k !!!!!!!!!!!! I would buy the house as it is quite unsellable the way it is. Still- getting money off them would be sweeter than giving them more don't you think. Whilst i would make a profit surely theres the added pressure of getting the money to buy the property. We all know the work situation for everyone and as a civil engineer working largely within the construction sector I dont want to put my family at any more risk that necessary.

[doganjo]

I'd have thought a temporary mortgage on that while you separate the two properties, then sell the house - maybe with an acre of land?  would certainly be an excellent financial deal.