The Accidental Smallholder Forum

Community => Coffee Lounge => Topic started by: manian on October 29, 2010, 07:00:02 am

Title: public liability
Post by: manian on October 29, 2010, 07:00:02 am

hi all
reading about escapee animals i was wondering about whether i need public liability insurance.
i have 4 piggies and 15 chickens
we have some cover on house insurance (double checking)
and we are not registered as a small holding

also what is the price - any good companies- wha should i make sure is included
thanks
manian :pig: :chook: :farmer: :dunce:

Title: Re: public liability
Post by: plumseverywhere on October 29, 2010, 08:43:47 am

Have a word with NFU mutual perhaps.  we have goats, chickens etc and our goats used to escape loads (touching shed loads of wood now!!) we don't have public liability insurance where we are but I guess it depends where you are situated. ie. are you next to a public place (shopping centre, school or something?) do people come to visit your animals for any reason?

Title: Re: public liability
Post by: Rosemary on October 29, 2010, 09:18:55 am

Stuart Benger and Co do a Smallholder package.

Title: Re: public liability
Post by: Fleecewife on October 29, 2010, 12:45:06 pm

My understanding is that if you have pigs (or sheep, cattle, etc) you must have a holding number and therefore be registered as a smallholding.  Public Liability insurance is not expensive but is great for your peace of mind.

Title: Re: public liability
Post by: Sharondp on October 29, 2010, 01:04:53 pm

You definitely need a holding number for pigs.

Title: Re: public liability
Post by: manian on October 29, 2010, 06:22:45 pm

we have a CPH number and herd number for the pigs, and have registered chickens with defra -although we didn't neeed to
thanks for responses so far- don't think they can escape (famous last words) as we have double fences

Title: Re: public liability
Post by: shetlandpaul on October 30, 2010, 10:56:24 am

o yes they can. got up this morning and big pig and little pig (we were determind not to give them names) have done a very good job on our front. funny they don't mind being caught unlike our first lot.

Title: Re: public liability
Post by: Fleecewife on October 30, 2010, 05:23:40 pm

Quote from: manian on October 29, 2010, 06:22:45 pm

we have a CPH number and herd number for the pigs, and have registered chickens with defra -although we didn't neeed to

You are registered as a smallholding then - that's all it means.