The Accidental Smallholder Forum
Community => Coffee Lounge => Topic started by: Rosemary on September 09, 2010, 07:57:55 am
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I thought about joining but I have difficulty thinking of myself as a "proper" farmer. Anyone else on here members?
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hi we are gonig to use them to insure are small holding and the holiday cottage that we are buying as the folk were buying it off are insured with them
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Hi Rosemarie,
we're members of NFUS. We're also insured with NFU Mutual, mainly because they offer public liability & machinery insurance as part of the household & buildings insurance, but you don't need to be a member of NFUS to insure with NFU Mutual.
I think membership costs vary with the size of the business - we pay very little as a smallholder, but still get invitations to all the talks & farm visits etc. Also a glossy magazine with updates on legislation etc. As a member you also get free telephone consultations on legal or financial matters - I used this to look into VAT registration, which helped me decide it was not for me.
I get a lot of support & advice from neighbouring farmers & friends, and although they don't know (or really care) whether I'm a member ot their Union, I feel that I should add my support to farming in general. Every union depends on a strong membership base, who may not individually gain much. Plus, the magazine is interesting at times.
John
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We are. mainly because hubby works for them :) they do good deals and are very good insurers we found.
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We are insured by NFU for reasons as mentioned above but I also joined the CLA, which is for landowners and give talks and provide frees services too.
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If you have a safety assessment done through them for any reason you might have the pleasure of meeting Mr Plums and I'll get him to bring you a bottle of his wine ;) lol
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We used to be members when we had a bigger smallholding, and an agricultural based business (a nursery) not any more though.
Beth
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I am not a member but have the house,smallholding, horses and lorry insured with them.
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If you have a safety assessment done through them for any reason you might have the pleasure of meeting Mr Plums and I'll get him to bring you a bottle of his wine ;) lol
Well now - I might just join! ;)
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We have (just today!) taken out car insurance with NFU and will (when up for renewal) also do the house/smallholding with them - same reason as above, includes livestock.
Not sure about membership though - might just check it out.
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We insured our caravan with them and I've just had a quote for horse insurance. I quite like the idea of being able to talk to the insurance man - see the whites of his eyes, so to speak.
I think I'll check it out. Do you get a discount on insurance if you are a member?