The Accidental Smallholder Forum

Community => Coffee Lounge => Topic started by: Mickey on February 06, 2016, 08:28:10 pm

Title: Quad Bike Insurance
Post by: Mickey on February 06, 2016, 08:28:10 pm

Hi,
We are looking to insure our quad bike against theft and went into the NFU for a quote.  They are offering off-road insurance on a fully comp basis, there is a £100 excess if the quad is secured but £500 if left unsecured.  The quote is for around £360. 

We're not sure if that is reasonable, it seems a little high but I do know these quads can be a magnet for thieves. Any thoughts?

Title: Re: Quad Bike Insurance
Post by: philcaegrug on February 06, 2016, 09:02:47 pm

I had a quote of over £500 a few years ago.  Decided  not to bother and put the money towards an update in a few years instead.

Title: Re: Quad Bike Insurance
Post by: Red on February 08, 2016, 08:13:00 pm

Hi Mikey that's about right and what we paid for ours, well worth insuring !

Title: Re: Quad Bike Insurance
Post by: Buttermilk on February 09, 2016, 12:07:16 pm

If road legal and you take it onto roads you should by law have insurance.  Also if anyone else rides it insurance is a good idea.

Title: Re: Quad Bike Insurance
Post by: Mickey on February 12, 2016, 09:58:09 pm

Quote from: Red on February 08, 2016, 08:13:00 pm

Hi Mikey that's about right and what we paid for ours, well worth insuring !

Many thanks, we have signed up for it :-)

Title: Re: Quad Bike Insurance
Post by: bazzais on February 13, 2016, 02:20:55 pm

Yeah my quad insurance is about £300 odd - any driver over 25 is what normally comes with farm vehicle insurance providers.  Which is useful.

All new road quads now have to have a steering lock - make sure you use it. (even though its useless) ;)

Title: Re: Quad Bike Insurance
Post by: Mickey on February 14, 2016, 10:07:48 am

Thanks for that, I'll check for the steering lock as I don't think that it has one (2013 model)