The Accidental Smallholder Forum
Community => Coffee Lounge => Topic started by: Womble on November 22, 2015, 09:14:08 am
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I'm sorry to bring this up again, but I'm genuinely confused.
I've just been quoted nearly £300 for employer's liability (to cover friends and immediate family members who work on our smallholding in case they were to suffer an accident), and over £200 for public, product and environmental liability.
We only have five acres and 10 sheep plus an assortment of poultry. Is that really what the rest of you are paying?
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Been looking into this myself. NFU quoted £350 minimum (wanted to cover vet students) found a clause saying temp/seasonal workers were excluded in any case!
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Yep, that's what we pay. We host school visits fro RHET and that costs us.
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Seriously? Smallholding must be riskier than I thought. I'm going back to basejumping!
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Seriously? Smallholding must be riskier than I thought. I'm going back to basejumping!
Farming is the most dangerous occupation for accidents in the UK.
http://www.hse.gov.uk/statistics/pdf/fatalinjuries.pdf (http://www.hse.gov.uk/statistics/pdf/fatalinjuries.pdf) (P4 table 2)
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I use these, I think my cover is about £350, which includes some workers, camping and four DIY livery. NFU wouldn't even give me a quote when they came out. The House is insured separately. I would also try the broker the CLA use, we rented out the house for a while, the house and the land was £550
https://www.greenlands.co.uk/products (https://www.greenlands.co.uk/products)