The Accidental Smallholder Forum

Pets & Working Animals => Horses, ponies, donkeys & mules => Topic started by: kipper on December 06, 2014, 07:50:42 am

Title: liability insurance
Post by: kipper on December 06, 2014, 07:50:42 am
Ive decided that i only need liability insurance and have cancelled my other insurance now
The BHS on there gold cover have a family option for £109 for the year which includes public liability .Has anyone got this and is there a better option for the money ? thanks
Title: Re: liability insurance
Post by: mowhaugh on December 06, 2014, 11:42:05 am
Before you take anything out, check your house insurance - you may find you are already covered.  I believe the National Pony Society and British Driving Society both offer cheaper memberships with similar cover, but certainly the BHS name has a lot of clout to it if you do have a problem.
Title: Re: liability insurance
Post by: kipper on December 07, 2014, 07:33:22 am
Great i will check first before i do anything
Title: Re: liability insurance
Post by: Kimbo on February 25, 2015, 05:36:45 pm
Yes, we dropped our ridiculously expensive equine insurance when my horse was found dead in his field and the company wouldn't pay out. As we are now just happy hackers we decided to cover vet bills ourselves and only wanted public liability insurance.
So we got the BHS Gold membership and Im happy with it. It covers all the family and with the other membership benefits you get I think its jolly good value
Title: Re: liability insurance
Post by: kipper on March 07, 2015, 09:38:44 am
 Kimbo that's the route I went also ,between my horses and trailer it was so expensive and I had never claimed in all the years I had it

Title: Re: liability insurance
Post by: Rosemary on March 07, 2015, 11:00:59 am
I get mine through Worldside Horse Welfare; supports the charity too.
Title: Re: liability insurance
Post by: kipper on March 08, 2015, 09:49:02 am
 Rosemary wish I knew about them first it's even cheaper at £52 a year which includes public liability and as you say helps support them