The Accidental Smallholder Forum

Livestock => Sheep => Topic started by: Shenleysouthdown on December 02, 2013, 05:09:46 pm

Title: Liability Insurance
Post by: Shenleysouthdown on December 02, 2013, 05:09:46 pm

HI

Can anyone recommend a reasonably priced Liability Insurance for a Smallholder. At present we have 12 sheep - the most we have is about 20 after lambing each year.I have just got the renewal notice & it is £184.60 with £500 excess on each claim, which I feel is rather excessive.

I have tried NFU, but I need to move my house insurance to them to get cover included on my policy & they don't sell separate Liability Insurance.

Can anyone recommend better policies?

Thanks

Lynn

Title: Re: Liability Insurance
Post by: shygirl on December 02, 2013, 05:25:16 pm

maybe its different in scotland but i have liability insurance with nfu, but its £300 pa.

Title: Re: Liability Insurance
Post by: Hillview Farm on December 02, 2013, 06:34:26 pm

Who are you with at the moment?

Title: Re: Liability Insurance
Post by: Tim W on December 02, 2013, 07:24:32 pm

Try Cornish Mutual/COOP/ Avita---they have all been cheaper and easier to deal with than NFU

Title: Re: Liability Insurance
Post by: Shenleysouthdown on December 02, 2013, 07:35:23 pm

Hillview Farm - I am currently with LRMS Insurance Services at the moment.

Tim W - which company do you use/recommend.

Thanks for the replies

Lynn

Title: Re: Liability Insurance
Post by: marka on December 03, 2013, 02:33:54 pm

Try Greenlands as well

Title: Re: Liability Insurance
Post by: bazzais on December 03, 2013, 03:32:44 pm

What liabilities do you want covered?

Title: Re: Liability Insurance
Post by: Tim W on December 03, 2013, 04:12:34 pm

Quote from: Shenleysouthdown on December 02, 2013, 07:35:23 pm

Tim W - which company do you use/recommend.

Lynn

Shop around---I have no loyalty to any insurance company , they won't show you any  ;)

Title: Re: Liability Insurance
Post by: Shenleysouthdown on December 03, 2013, 04:53:28 pm

Quote from: bazzais on December 03, 2013, 03:32:44 pm

What liabilities do you want covered?

Marka - Our current Policy is Public & Products liability.

Thanks

Lynn

Title: Re: Liability Insurance
Post by: langfauld easycare on December 03, 2013, 05:19:56 pm

 :wave: try www.stuartbenger.co.uk (http://www.stuartbenger.co.uk) they have 2 smallholder polices that cover tools livestock fences buildings liability etc . there is gold and silver different levels depending how much cover u need .think silver is £200 p/a gold is £275 . must have no more than 50 acres . if i remember right it is underwritten by sun alliance . for what you are already paying you might aswell have the extra cover .i just got my renewal form in from them  :'(