The Accidental Smallholder Forum

Community => Coffee Lounge => Topic started by: NorthEssexsmallholding on April 06, 2011, 10:39:42 pm

Title: Smallholding Insurance
Post by: NorthEssexsmallholding on April 06, 2011, 10:39:42 pm

I need to get some insurance cover for my smallholding, does anyone know a good company to use?  Any idea of rough costs, as I'm just starting up I will only have 1 acre of crops and some chickens and I estimate the cost of fixed items to be under £1000 to start with.  If I have public Liability insurance with my job does that cover me on the smallholding as well?

Title: Re: Smallholding Insurance
Post by: ambriel on April 06, 2011, 11:58:51 pm

NFU ?

Title: Re: Smallholding Insurance
Post by: Beewyched on April 07, 2011, 08:35:07 pm

Don't think your public liability from your job will cover what you need.  Specialist smallholding broker www.ottery.co.uk (http://www.ottery.co.uk) but obviously look around for the best package & price.

Title: Re: Smallholding Insurance
Post by: egglady on April 07, 2011, 08:40:35 pm

wouldnt go past NFU.  local office makes a huge difference and they have some fab household insurance that also covers you for working from home

Title: Re: Smallholding Insurance
Post by: ellied on April 08, 2011, 08:08:18 pm

I moved to NFU in January.  You need separate insurance than for your work - I already have professional indemnity cover separately with Towergate but their price to add cover for buildings/public liability for a self employed person working from home was nowhere near as good as NFU.