The Accidental Smallholder Forum

Community => Coffee Lounge => Topic started by: wanabee on February 25, 2011, 03:36:46 pm

Title: insurance
Post by: wanabee on February 25, 2011, 03:36:46 pm

hi

It is that time of year again when you have to insure >:(

Has anyone got any recommendations for the best cover for value

many thanks :wave:

Title: Re: insurance
Post by: plumseverywhere on February 25, 2011, 05:08:54 pm

nfu mutual  :)  biased, hubby works for them (I should be on commision) they are very good though...

Title: Re: insurance
Post by: katie on February 25, 2011, 05:50:05 pm

We have NFU too and they are very good and my husband doesn't work for them!

Title: Re: insurance
Post by: faith0504 on February 25, 2011, 06:19:28 pm

hi were with NFU  as well  :wave:

Title: Re: insurance
Post by: Anke on February 25, 2011, 09:03:20 pm

NFU here as well. Don't work for them, but one of the few where I actually talked to a human face-to-face about what I needed, rather than a someone (a human or maybe a robot ?) with a difficult-to-understand non-local accent on a crackly phoneline...

Title: Re: insurance
Post by: bazzais on February 25, 2011, 10:27:01 pm

FUW here

The advantages of having a friendly broker (same friendly voice) at the end of the phone line far outweighs the savings of trying to do all my insurance independently. Worth every penny.

Baz

Title: Re: insurance
Post by: kaz on February 26, 2011, 08:18:37 am

NFU here as well, but did not like my renewal premium due beginning March, it had increased £150. When I rang them they said that they were having lots of phone calls as last year was a double bonus year. Does not help this year when money is even shorter.

Title: Re: insurance
Post by: JulieS on February 26, 2011, 09:48:04 am

NFU here too.  I like the friendly, personal service. 

Title: Re: insurance
Post by: Fruit of gods on February 26, 2011, 10:57:49 am

NFU for the car's, bikes as well as the farm.
We always ring round first and then tell NFU what price we are looking at and they normally play the game.

BUT the big plus is that if you want to change something or sort something out, they know who you are and can do straight away without having to ask if the computer says yes or no.

Never been able to fault them.
Sy

Title: Re: insurance
Post by: Rosemary on February 26, 2011, 02:06:26 pm

I'm going to go to NFUS when mine's due for renewal in July. Just like dealing with a real person.

Title: Re: insurance
Post by: Fowgill Farm on February 26, 2011, 02:51:33 pm

NFU too, they were really good when our shed roof collapsed this winter. Nice to deal with real people not call centres!  Have heard Farmers mercantile are quite good too.
HTH
mandy

Title: Re: insurance
Post by: ellied on March 01, 2011, 02:54:57 pm

I just switched to NFU this year after my buildings cover came up for renewal and I couldn't get a domestic policy any more because of being self employed ::)  I am at home more of the day, more days a year, which is surely less risk of burglary or major incident being unspotted for hours eg burst pipes flooding, but apparently having someone at the front door is far more risky because they might sue me (same people as before and I have professional indemnity insurance separately for any clients that come in!)..

When the car comes up for renewal I'll see if I can add that to the NFU policy and anything else I can too..

Title: Re: insurance
Post by: wanabee on March 01, 2011, 05:28:24 pm

many thanks for advice

Looks like NFU it is then :wave: