Smallholders Insurance from Greenlands

Author Topic: House survey query  (Read 2135 times)

undergruntled

  • Joined Feb 2014
House survey query
« on: August 08, 2014, 07:01:10 pm »
We had our survey on the house we are buying and I chased it today to be told that it has been passed to some other department and a questionnaire sent to my solicitor as the 3.5 acres is agricultural land.  Now there have been horses kept here for years, horses in adjacent paddocks, and houses all round.  It's certainly not been farmed recently, in fact there are ponies on it now.  So where did the surveyor get this idea from?  Even if it is, we are smallholders so why should it cause problems with the survey?

midtown

  • Joined Oct 2013
  • English Lake District
Re: House survey query
« Reply #1 on: August 09, 2014, 09:36:55 am »
Quote
So where did the surveyor get this idea from?
Most probably because the surveyor's speciality is residential property and, if there is a mortgage involved and he is working on behalf of the lender, there's good chance he's now referred it for valuation based upon the value as an 'agricultural property' as against solely the bricks and mortar of a 'house'.
The lender will have a vested interest in ensuring there are no agricultural ties or other obscure issues with regard to access or the boundary, etc.

If there is no lender involved, I'd be asking "Why?", as you're solicitor should be making the relevant checks on your behalf, with the surveyor concentrating on whatever type of survey you've requested!
Human beings, who are almost unique in having the ability to learn from the experience of others, are also remarkable for their apparent disinclination to do so.  ~Douglas Adams

undergruntled

  • Joined Feb 2014
Re: House survey query
« Reply #2 on: August 19, 2014, 12:13:07 pm »
It seems there was an ag tie which was removed it 2003.  Our solicitor is so frightened of covering her arse, she keeps on about getting more documentation.  It's nuts how bad these people are at their jobs.  Been waiting two weeks for them to sort it out, we want to move.  grrrrr!  >:(

Stellan Vert

  • Joined Apr 2013
Re: House survey query
« Reply #3 on: August 26, 2014, 12:55:24 pm »
Hi

Sounds familiar,
they cover their arse at your expense

SV

 

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