Hi,
We are looking to insure our quad bike against theft and went into the NFU for a quote. They are offering off-road insurance on a fully comp basis, there is a £100 excess if the quad is secured but £500 if left unsecured. The quote is for around £360.
We're not sure if that is reasonable, it seems a little high but I do know these quads can be a magnet for thieves. Any thoughts?