Agri Vehicles Insurance from Greenlands

Author Topic: Vehicle Insurance  (Read 8613 times)

SophieLeeds

  • Joined Aug 2014
  • Yorkshire
Vehicle Insurance
« on: August 29, 2014, 08:47:59 am »
Hi all  :wave:

I'm looking at buying a new pick-up as my little hatch back can't cope with the loads we need for animals and my OH is sometimes a bit reluctant to go 'shopping'

I read a few years ago that some places do 'agricultural insurance' where you can get a discount for owning a smallholding/farm.

Can anyone confirm this and/or recommend some insurance companies?

Always had normal insurance up to now. Sorry if this is in the wrong place!
"The ultimate goal of farming is not the growing of crops or livestock, but the cultivation and perfection of human beings"

tizaala

  • Joined Mar 2011
  • Dolau, Llandrindod Wells,Powys
Re: Vehicle Insurance
« Reply #1 on: August 29, 2014, 11:52:50 am »
Do you mean NFU ? (National Farmers Union ) They insure everything to do with agriculture and will have a branch close to you.

SophieLeeds

  • Joined Aug 2014
  • Yorkshire
Re: Vehicle Insurance
« Reply #2 on: August 29, 2014, 01:15:52 pm »
Do you mean NFU ? (National Farmers Union ) They insure everything to do with agriculture and will have a branch close to you.

NFU has always provided very poor quotations for us- I wondered if anyone could recommend anyone else?
"The ultimate goal of farming is not the growing of crops or livestock, but the cultivation and perfection of human beings"

The Woodsiders

  • Joined Aug 2011
  • Near Horley in Surrey
Re: Vehicle Insurance
« Reply #3 on: August 29, 2014, 02:33:53 pm »
Try NFU again, they insure everything for us, House, Trailer, Vehicles, Business Insurance, we found them to be the cheapest and they understand agriculture, worth a try.  Good luck

Anke

  • Joined Dec 2009
  • St Boswells, Scottish Borders
Re: Vehicle Insurance
« Reply #4 on: August 29, 2014, 06:20:16 pm »
We have used NFU for everything for a while now, and while they are competitive for the normal car insurance, the van insurance (non commercial) is quite steep. Thinking of changing that this year. BUT if you have a claim/write-off like I had (car drowned in flood on the road) they are very quick with the money in the bank!

sss

  • Joined Mar 2014
  • Cambridgeshire
Re: Vehicle Insurance
« Reply #5 on: August 29, 2014, 08:59:07 pm »
The NFU I found quite expensive. Like most insurance quotes its always best to shop around.

I would also try some of the independent brokers such as A plan to see if they can better any prices.

devonlady

  • Joined Aug 2014
Re: Vehicle Insurance
« Reply #6 on: August 30, 2014, 08:00:50 am »
Try Diamond. A really good quote for my Landy even though I'd had two claims in two years with another firm who had, politely, asked me to search elsewhere. Diamond were cheaper than they were. 01803 362436 (and, yes, they do insure men as well)

doganjo

  • Joined Aug 2012
  • Clackmannanshire
  • Qui? Moi?
    • ABERDON GUNDOGS for work and show
    • Facebook
Re: Vehicle Insurance
« Reply #7 on: August 30, 2014, 10:47:43 am »
Avoid Sheila's Wheels/Esure.  If you need to change anything during the period of insurance they charge a £26 admin fee, and if you need an extra driver on the minimum is one week - not one or two days that you might require for an emergency.

I left them when I bought my new car so I cancelled the policy  - they tried to claim the full year's premium - set a debt collector onto me.  I calculated what i was due - told the DC and they agreed.  to go back to SW about it - not heard anything else since.
Always have been, always will be, a WYSIWYG - black is black, white is white - no grey in my life! But I'm mellowing in my old age

cans

  • Joined May 2013
Re: Vehicle Insurance
« Reply #8 on: August 30, 2014, 06:29:35 pm »
NFU for us. 

We have two vehicles insured with them and now the house (£100 cheaper than the company we were with before) contents as well.  When we had the livestock trailer insured there was no problem that it was at a different address. 
We dont live in the country any more.  OH has a 4x4.

One other plus for the NFU is that they understand and specialise in agricultural/smallholding and related vehicles  - your new pickup will be agricultural use -  so their insurance is more relevant to that activity than other insurance companies.  An important point to remember if you are towing livestock - in a trailer  ;D
« Last Edit: August 30, 2014, 06:43:46 pm by CANS »

devonlady

  • Joined Aug 2014
Re: Vehicle Insurance
« Reply #9 on: August 30, 2014, 09:36:57 pm »
Diamond's number...0800 NOT 01803!!

SophieLeeds

  • Joined Aug 2014
  • Yorkshire
Re: Vehicle Insurance
« Reply #10 on: September 01, 2014, 09:12:21 am »
The NFU I found quite expensive. Like most insurance quotes its always best to shop around.

I would also try some of the independent brokers such as A plan to see if they can better any prices.

Thanks SSS - NFU has been to the tune of thousands of pounds more for us in the past  :o

I'll give A Plan a try  :thumbsup:
"The ultimate goal of farming is not the growing of crops or livestock, but the cultivation and perfection of human beings"

SophieLeeds

  • Joined Aug 2014
  • Yorkshire
Re: Vehicle Insurance
« Reply #11 on: September 01, 2014, 09:13:01 am »
Diamond's number...0800 NOT 01803!!

Thanks Devonlady - will give them a call today!  :fc:
"The ultimate goal of farming is not the growing of crops or livestock, but the cultivation and perfection of human beings"

SophieLeeds

  • Joined Aug 2014
  • Yorkshire
Re: Vehicle Insurance
« Reply #12 on: September 01, 2014, 09:14:04 am »
Avoid Sheila's Wheels/Esure.  If you need to change anything during the period of insurance they charge a £26 admin fee, and if you need an extra driver on the minimum is one week - not one or two days that you might require for an emergency.

I left them when I bought my new car so I cancelled the policy  - they tried to claim the full year's premium - set a debt collector onto me.  I calculated what i was due - told the DC and they agreed.  to go back to SW about it - not heard anything else since.

Lovely insurance companies eh! At least you've not heard anything more-  :fc: for you!
"The ultimate goal of farming is not the growing of crops or livestock, but the cultivation and perfection of human beings"

Snapper

  • Joined Mar 2010
    • walbut house farm
Re: Vehicle Insurance
« Reply #13 on: September 01, 2014, 12:35:21 pm »
We were insured with NFU until this year their quote was over £500 for L200 for business usage with 3 drivers the youngest 23 years old
I did a search through my Topcashback Account  and found Aviva  would cost £325 plus we get £60.60 cashback after 3 months. It was a bit of a 'no brainer', we renewed with Aviva at almost half the cost
I suppose the moral is check every year, I know I will!!
Anne
 
« Last Edit: September 08, 2014, 12:25:23 pm by Snapper »

hughesy

  • Joined Feb 2010
  • Anglesey
Re: Vehicle Insurance
« Reply #14 on: September 02, 2014, 08:04:16 am »
I used to insure our tractor with the NFU but they weren't cheap. I didn't renew the policy due to price. After I told them I wasn't renewing they sent me several letters threatening to sue me for recovery of a "debt" as I hadn't paid my insurance premium! It took several visits to their local office to make them stop. Suffice to say we won't be using them again.

 

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